Watercraft Insurance

Watercraft Insurance

is no longer a luxury

Watercraft insurance coverage is becoming as much a necessity as auto insurance. The days of accidents on the water being treated casually are over. With more and more boats and personal watercraft in service, the chances of having an accident are ever increasing.

In addition to protecting yourself and your loved ones from personal liability, you also want to make sure that your wellbeing and property are protected from others who are not insured.

Larger and faster boats such as yachts, and personal watercraft such as jet skis and wave runners require a separate boat insurance policy. The size, type and value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
For physical loss or damage, coverage includes the hull, machinery, fittings, furnishings and permanently attached equipment as part of either an actual cash value policy or on an agreed amount value basis. These policies also provide broader liability protection than a homeowners policy. But there are distinct differences between the two types of policies.
Watercraft insurance is the key to your peace of mind and Level3 Insurance can help you.

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