General Liability Insurance

Why do you need General Liability Insurance in Houston?

Houston is a major commercial hub, and there is a lot of activity going on at all times. This means that there is also a higher risk of accidents and injuries. If your business is sued for bodily injury, property damage, or personal and advertising injury, general liability insurance can help protect you from financial losses.

Does your business Qualify for General Liability Insurance Coverage?

It is important to know which market your business falls into before you shop for liability insurance. Those businesses that fall into the “excess surplus market” (i.e. “dangerous” occupations such as roofers, siders, etc.) have to purchase excess liability insurance.

If your business falls into the “standard market” (i.e. technology companies, lawyers, etc.) then you qualify for general liability insurance. General liability insurance protects your business from a variety of things. Typically, your insurance agent can create a customized policy for you to include different types and amounts of coverage.

What does General Liability Insurance cover?

General Liability Insurance typically covers the following:

• Bodily injury to others, including medical expenses and lost wages.
• Property damage to others’ property.
• Personal and advertising injury, such as slander, libel, and copyright infringement.

Business Personal Property (BPP) Protection of your business property from

Claims due to :

1. Bodily injury.
2. Property Damage.

Terrorism coverage And more.

General Liability insurance protects a business from many liability issues, but business owners should also consider adding specialized liability coverage like errors & omissions insurance.

Contact Level3 Insurancefor information on all of the business insurance lines we offer and a free quote on general liability insurance.

What types of Businesses need General Liability Insurance?

All businesses need general liability insurance, but some types of businesses are at a higher risk of being sued. These include businesses that:

• Interact with the public.
• Have a high risk of accidents.
• Provide professional services.
• Sell products.

Examples of businesses that need general liability insurance:

• Restaurants.
• Bars.
• Retail stores.
• Construction companies.
• Manufacturing companies.
• Professional service providers, such as lawyers, doctors, and accountants
• Product manufacturers.
• Contractors.
• Real estate agents.
• Transportation companies.

Benefits of General Liability Insurance?

General liability insurance offers a number of benefits to businesses, including:

• Financial protection from lawsuits.
• Peace of mind knowing that your business is protected.
• Improved customer confidence.
• Competitive advantage.

How to get Affordable General Liability Insurance in Houston

At Level3 Insurance, we offer affordable general liability insurance policies to businesses in Houston, Texas. We work with you to find the best coverage for your specific needs and budget.

Excess Liability / Umbrella Insurance Policies

You’ve worked hard to build your business, and have chosen to purchase a liability insurance plan to protect it. In the event of a catastrophic or sizeable loss that exceeds your general liability insurance limits, umbrella insurance provides an extra layer of protection for your investment. An umbrella, or “excess liability” package will cover your expenses when your business’s general liability, automobile, or workers compensation limits are exhausted.

Not sure if your business really needs umbrella coverage?
To give you perspective: If an automobile accident involves the death or serious injury of an employee, customer, or third party, you could easily exceed the limits of your typical general liability policy.

At Level3 Insurance, we know that you want to protect your business, but don’t want to break the bank in the process. Our agency will search the top carriers in the country to find you an excess liability insurance plan with a rate that fits into your budget.

You’ve worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price. Why not get started today and save with a free excess liability insurance quote?

Level3 Insurance offers general liability insurance, flatbed haulers insurance, and cyber liability insurance in Houston, Texas. Our policies are designed to protect businesses of all sizes from financial losses due to accidents, property damage, and other liabilities.

To get a free quote on general liability insurance, please contact us today.

In addition to general liability insurance, we also offer flatbed haulers insurance and cyber liability insurance in Houston.

Flatbed haulers insurance is a type of commercial insurance that protects businesses that transport goods on flatbed trucks. It covers a variety of risks, including bodily injury, property damage, and cargo damage.

Cyber liability insurance is a type of insurance that protects businesses from financial losses caused by cyber attacks, such as data breaches and ransomware attacks. It can cover the costs of investigating and responding to cyber attacks, as well as the costs of notifying and compensating affected individuals.

Contact us today to learn more about our general liability insurance, flatbed haulers insurance, and cyber liability insurance policies.

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